affordable dentistry
Insurance & Affordable Monthly Payments at Blue Pearl Dentistry
At Blue Pearl Dentistry, we believe great dental care should be easy to access and stress-free. Whether you’re planning a routine visit or exploring a larger treatment plan, our team is here to help you understand your benefits and make your care work comfortably within your budget.
Dental PPO Plans Accepted
We proudly accept dental PPO plans only and work with many of the nation’s leading insurance carriers. If you’ll be using insurance, please share your information before your visit so we can review your benefits and help you understand your coverage.
Because every insurance plan is unique, we recommend verifying your in-network status directly with your carrier.
Common PPO Plans We Accept Include:
- Aetna
- Blue Shield
- Cigna
- Delta Dental
- Guardian
- MetLife
- UnitedHealthcare
…and many additional PPO plans. Don’t see your plan listed? Contact our office—we may still accept it.
Understanding Your Coverage
Coverage varies widely depending on your insurer and plan. Once we receive your insurance information, we will:
- Review your benefits
- Estimate your out-of-pocket investment
- Discuss coverage limitations or waiting periods
- Help you maximize annual benefits whenever possible
Our goal is to make sure there are no surprises and that you feel fully informed from the start.
Our office charges a $15 sterilization fee each visit. Unfortunately the cost of sterilization and equipment continues to go up and regardless, insurance networks WILL NOT increase their fees. Instead of dropping insurance networks and forcing patients to find a new dentist, we have decided to add a ‘sterilization fee’. We pride ourselves in knowing that we provide our patients with the highest quality of care in a sterile and safe setting involving the latest technologies and best materials available. We sincerely hope you can continue to support our small business.
We Accept Most Payment Types, including Credit Cards, Checks and Cash
Monthly Payment Options
For patients looking to split costs into smaller, more manageable monthly payments, we offer third-party payment plan solutions through CareCredit or Cherry. Options include:
- No-interest plans (typically 6 months)
- Extended 24–48 month payment plans
These programs make it easier to begin treatment immediately, whether you’re planning preventive care, cosmetic dentistry, orthodontics, or more advanced restorative work. You can get an estimate on your payments using the calculator here. And you can apply by clicking on the logos below.
Application is quick, and most patients receive a decision within minutes.
No Insurance? No Problem. We’re Here to Help.
Whether you have dental insurance or not, our team is committed to making your care clear, accessible, and stress-free. If you’re uninsured, we’ll walk you through the cost of recommended treatment and explore payment or financing options that fit comfortably within your budget. Many patients use a mix of custom payment plans and third-party financing for added flexibility.
Insurance and financing can feel confusing, but you don’t have to navigate it alone—our team is here to answer questions, review your options, and help you choose the pathway that works best for your needs.
